Credit Early Warning Signs & Problem Loan Management
This course explores how lenders can detect early warning signs of credit risk and rising default probabilities. Learn to monitor borrower conditions, assess economic impacts, and take proactive steps to minimize loss and protect loan portfolios.
Course Overview
Some level of probability of default is inevitable in any credit provision situation. Whilst the level of probability will initially be within acceptable tolerance levels, there is concern when that level of default probability increases. This will be triggered either by changing external environmental conditions such as deteriorating economic conditions which has the potential to impact loan portfolios or by factors specific to individual companies.
In either case it is important that the lender remains vigilant to the borrower’s environment and is able to identify early warning signs so that an effective plan can be implemented in order to minimise the risk and potential loss to the lender. The lender needs to be pro-active to ensure they become a doctor rather than an undertaker.
Skills you'll gain
What you'll learn
- Explain how the stages of corporate failure progress and the impact of management on corporate distress.
- Identify business risk early warning signs.
- Analyse financial risk in order to establish how close the company is to actual failure.
- Formulate an exposure management template.
Who Should Attend
This course is ideal for credit analysts, corporate banking relationship managers, investment analysts, credit controllers, loan workout specialists, and collection managers seeking to strengthen their ability to identify, assess, and mitigate credit risk proactively.
Prerequisites
This course is best suited for learners with experience in credit analysis or credit control. Participants should be comfortable navigating financial statements—profit and loss, balance sheet, and cash flow—and able to construct and interpret key financial ratios. A general awareness of different types of collateral used to support lending and credit facilities is also required to fully benefit from the course.
This course is designed to be accessible, but basic familiarity with the domain will help you get the most out of the advanced modules.
Curriculum
Explore the comprehensive, hands-on curriculum designed to build your expertise step by step.
Meet your instructors
Simon Green
VIEW MY CHANNELFrequently Asked Questions
How much do the courses at Starweaver cost?
We offer flexible payment options to make learning accessible for everyone. With our Pay-As-You-Go plan, you can pay for each course individually. Alternatively, our Subscription-Based plan provides you with unlimited access to all courses for a monthly or yearly fee.
Do you offer any certifications upon completion of a course at Starweaver?
Yes, we do offer a certification upon completion of our course to showcase your newly acquired skills and expertise.
Does Starweaver offer any free courses or trials?
No, we don't offer any free courses, but we do offer 5-day trial only on our subscriptions-based plans.
Are Starweaver's courses designed for beginners or advanced students?
Our course is designed with three levels to cater to your learning needs - Core, Intermediate, and Advanced. You can choose the level that best suits your knowledge and skillset to enhance your learning experience.
What payment options are available for Starweaver courses?
We accept various payment methods such as major credit cards, PayPal, wire transfer, and company purchase orders. For more information related to payments contact customer support.
Do you offer refunds?
Yes, we do offer a 100% refund guarantee for our courses within a specified time frame. If you are not satisfied with the course, contact our customer support team to request a refund with your order details. Some restrictions may apply.
