Analyzing and Underwriting Corporate Credit in India
This course provides a structured framework for corporate credit analysis, emphasizing key aspects relevant to the Indian market, such as secured lending and MSME credit.
Overview
This course includes:
- 1 hours of on-demand video
- Certificate of completion
- Direct access/chat with the instructor
- 100% self-paced online
A commercial bank acts as a financial intermediary, balancing deposits and loans, with lending being central to its operations and profit. Unlike personal credit, corporate credit requires a thorough, individual assessment of the borrowing entity due to complex risk factors. This course provides a structured framework for corporate credit analysis, emphasizing key aspects relevant to the Indian market, such as secured lending and MSME credit. It addresses the critical need for robust credit analysis to prevent significant losses, highlighted by notable failures like the Nirav Modi Scandal and Yes Bank.
Skills You Will Gain
Learning Outcomes (At The End Of This Program, You Will Be Able To...)
- Construct a framework in order to undertake effective corporate credit analysis.
- Simplify the credit analysis structure for MSMEs.
- Measure financial risk using ratio analysis.
Prerequisites
Participants should have a basic understanding of financial statements, including how they are structured and the fundamental components they contain. This foundational knowledge is necessary to grasp the more advanced concepts of credit analysis that will be covered in the course, such as financial ratio analysis and the construction of credit assessment frameworks.
Who Should Attend
This course is designed for new entrants in the finance industry, including junior credit analysts, relationship managers, and credit controllers. These professionals are often at the beginning of their careers or have recently transitioned into roles involving corporate credit assessment.
