Fundamentals of Credit Analysis
This foundational course is focused on understanding and evaluating credit quality in corporate issuers. It examines the methods that analysts can use to determine credit quality as it relates to debt issues.
Overview
This course includes:
- On-demand videos
- Practice assessments
- Multiple hands-on learning activities
- Exposure to a real-world project
- 100% self-paced learning opportunities
- Certification of completion
This foundational course is focused on understanding and evaluating credit quality in corporate issuers. It examines the methods that analysts can use to determine credit quality as it relates to debt issues. In particular, we examine what credit risk is, how to use credit ratings in evaluating borrowers, the 4 Cs of traditional credit analysis, and the ratios and financial analysis metrics that analysts draw on to evaluate credit risk and pricing in bonds. The content is designed and delivered by a financial industry practitioner with extensive practical understanding of the investment markets. Each program is rigorous, including two practice questions per lesson, and a final, graded assessment of 20 questions involving all lessons and sections.
Skills You Will Gain
Learning Outcomes (At The End Of This Program, You Will Be Able To...)
The learning outcomes of a course on the fundamentals of credit analysis typically include:
- Understanding the key principles and concepts of credit analysis.
- Analyzing financial statements to assess a borrower’s creditworthiness.
- Evaluating the risk factors associated with lending and credit.
- Identifying different types of credit instruments and their characteristics.
- Applying various credit risk assessment tools and models.
- Assessing the impact of economic and industry factors on credit risk.
- Developing the ability to make informed credit decisions.
- Recognizing the importance of credit risk management in financial institutions.
- Understanding the regulatory framework and compliance requirements in credit analysis.
- Applying critical thinking and problem-solving skills in credit analysis scenarios.
Prerequisites
No prior knowledge is expected or required.
Who Should Attend
- Financial Analysts
- Credit Analysts
- Risk Managers
- Loan Officers
- Finance and Accounting Students
