Credit Risk Analysis and Underwriting
Master corporate credit risk analysis with a structured framework. Learn to assess business and financial risks, management quality, and mitigation factors to form defendable credit opinions through real-world case studies.
Overview
This course includes:
- On-demand videos
- Practice assessments
- Multiple hands-on learning activities
- Exposure to a real-world project
- 100% self-paced learning opportunities
- Certification of completion
This course equips professionals with the tools and skills necessary to navigate the complex world of corporate credit risk analysis and underwriting. Participants will learn how to develop a structured risk analysis framework, evaluate business and financial risks, and apply analytical techniques to make informed credit decisions. Through real-world case studies, the course covers key areas such as risk identification, business and financial risk analysis, management assessment, and liquidity evaluation. By the end, learners will be able to form defendable credit opinions, assess corporate creditworthiness, and confidently set underwriting limits.
Skills You Will Gain
Learning Outcomes (At The End Of This Program, You Will Be Able To...)
- Construct a structured framework for conducting comprehensive corporate credit analysis.
- Evaluate a corporate’s business and financial risks to identify potential vulnerabilities.
- Assess the quality and effectiveness of a corporate’s management using objective criteria.
- Formulate a credit rating by determining a corporate’s probability of default and synthesising conclusions about its overall creditworthiness.
Prerequisites
A solid familiarity with the structure and format of financial statements is essential, along with a strong knowledge of the contents and structure of a typical set of audited accounts. Additionally, an understanding of the basic mechanics of accounting and recording financial transactions is required to effectively analyze and interpret financial data.
Who Should Attend
This course is suitable for graduate entrants in financial institutions as part of their core competency training, as well as corporate credit and risk analysts, credit controllers, and credit underwriters. It is also ideal for relationship managers who need a fundamental understanding of the credit strengths and needs of their existing and potential clients, along with investment analysts seeking to enhance their expertise in credit risk analysis.
